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Beerflation

Automate your future savings, Identify what's important to you, Identify spending areas that you can keep in check, Take time to think about big ticket items, and Save 50% of every bonus.

An Overview of Social Security Claiming Strategies

Written by Chris Benson, The first strategy is called the "file and suspend". Under this strategy, the higher-earning spouse would file and immediately suspend their benefits at FRA. Suspending their benefits allows their benefit to continue to earn the 8% increase per year but still allow their spouse to claim their spousal benefit. The second strategy is called the "restricted application", or claim now, claim more later". This allowed you to file for spousal benefits at FRA instead of their own benefit, if the spouse was already claiming their benefits.

Some Year End Thoughts

Written by Chris Benson, The end of the year represents a time of renewal. We all like to look at the changing calendar and make resolutions to improve our lives in the new year. What do you want to accomplish in 2016? Is improving your personal finances on that list?